So with the mortgage crunch, how are the green loans holding up for energy efficient homes or other lending needs?

“We’re as strong as ever,” says Tomek Rondio of MortgageGreen reporting that they still have competitive rates and are continuing their full slate of financing programs.

Jeff Harnois, mortgage planner at CountryWide in San Jose, California, says that their home loans are not based on mortgage fluctuations. Countrywide sends an inspector to review and report on the energy efficiency of a home. Countrywide offers a closing credit to pay future PG&E bills, based on the efficiency of the property. They also have a flat credit for certain non-conforming loans. Sean Boehmer’s Boulder, Colorado, CountryWide office originates purchase and refi loans toward energy efficiency. Western Colorado and Utah offices offer programs, too.

They’re not the only ones. Colorado’s Aspen Creek Financial and myEnergyLoan of Atlanta, GA, offer energy-efficient mortgages. Indigo Financial Group has expanded their reach to 37 states.

Check out too, the range of offerings from Mountain Country Mortgage in Colorado and Mortgage Marketplace in Oregon. It’s still a competitive marketplace, and everyone wins.

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